We know that one of the biggest obstacles for people who need orthodontics is the cost. They feel they can’t afford orthodontic care. But at Wilson & Hendrickson Orthodontics, braces or clear aligners may be more affordable than you think!
We offer several options for paying for or financing your orthodontic care, including working with your insurance company to find out how much your policy will cover. We can also show you how you can use a Health Savings Account (HSA) or FSA (Flex Spending Account) to cover your orthodontic care.
Most Dental Insurance Includes Braces
Many employees opt for dental insurance, thinking it will only cover treatment such as cleanings or root canals. Most policies, however, include coverage for orthodontics, too. In fact, many policies include most, if not all, of the cost of braces. This includes traditional metal braces or clear braces.
If you don’t know what your policy covers, we can help you with that! We work with your insurance provider to figure out how much your policy will cover. Your insurance may cover more than you expect.
Orthodontic Coverage Can Include Invisalign
Perhaps you’re looking for another option for your orthodontic treatment. Maybe you’re more interested in Invisalign clear aligners instead, but you think they aren’t covered by insurance. The good news is more policies now include insurance coverage for clear aligners, and yours may be one of them.
Invisalign is a great option, and you’re certainly in good hands here. Wilson & Hendrickson is a Top 1% Diamond+ Invisalign provider! That puts us among an elite group of orthodontists who are proficient Invisalign providers.
So, if you prefer treatment with Invisalign, we are the orthodontists for you! We can work with your insurance company to set up payment, all while providing you with exceptional Invisalign treatment!
HSA/FSA Can Cover the Rest
Even with an insurance policy, you may still have a certain portion that you have to pay. The good news is, that portion can be covered by an HSA or FSA, depending on which you have.
What’s the difference? An FSA is an annual account that sets aside money for medical costs, including orthodontic treatment. However, the money only lasts for a year. If it’s not spent by the end of the year, the money left in the account is lost.
An HSA is different. It carries over from one year to the next, so any money you have left at the end of the year stays in the account. The disadvantage is that you can only get an HSA if you have a high deductible health plan.
Either of these can be used to pay the balance on your braces or Invisalign. You can use them to pay the entire remainder of your balance or make monthly payments on what’s left.
We Offer Other Financing Options
We offer other ways to pay for your treatment besides insurance. Our patients can use our zero-interest, in-house financing to cover their treatment. Instead of a lump-sum payment, you can pay for your treatment monthly, and we can tailor your plan to fit within your budget.
If you do decide to pay in one lump sum, we offer a discount if you pay in full at the beginning of your treatment. We also offer family discounts!
It’s Easy to Get Started
It’s easy to get your orthodontic treatment started with Wilson & Hendrickson Orthodontics. You can start with a virtual consultation or appointment request if you’re in the Topeka, KS, area. We can provide a no-cost, no-obligation evaluation and find what treatment you may need and the best way to cover it.
Our goal is to create your perfect smile. Let us show you that your beautiful new smile is within your financial reach!